Friday, June 22, 2012

Uncertainty and Short Term Foolishness


Last week in my article, “Should we really be that worried?”  I indicated that all of the media and market hype about the election in Greece would probably turn out to be a bit overdone—and I was right—the Greeks made the right choice and markets sort of yawned.  Then the hype turned to anticipation that the Fed was soon about to institute QE3 stimulus—they didn’t—they did however continue Operation Twist, a form of stimulus, not quite as powerful as QE3.  Piling on, Goldman Sachs issued a report that the market was headed for a fall, and Moody’s downgraded 15 banks---markets did not yawn about this—we had a 2% drop on Thursday—heralded by the media as the second worst day in the market this year.

Bottom line—on Friday we are almost at the same market level we were last week (Thursday close).  Five days of drama---not much change.  Five days of drama—convincing many that it might just be smart to “wait” before doing anything. Considering the US Election, Supreme Court Ruling on ObamaCare, Europe, a possible slowdown in China, and what has been referred to as the “Fiscal Cliff” (yikes!) coming up, it is certainly true that there is a high level of perceived uncertainty.

How much is the uncertainty costing us? Nick Bloom and Scott Baker of Stanford University and Steve Davis of the University of Chicago constructed an Uncertainty Index, concluding that the rise in uncertainty between 2006 and 2011 reduced real GDP by 3.2% and cost 2.3 million jobs. Investors and CEO’s are all doing the same thing—holding back on action—keeping too much cash on the sidelines and not making commitments that might be risky in the short term—no matter how good they look for the long term. (This will change—we just don’t know when. My opinion is that in times of “normal” confidence levels, the market would be at least 20% higher than it is today.)

Do you think the “experts” have less uncertainty.  Like I said, Goldman Sachs,’s Noah Weisberger, the Head of Goldman's Macro Equity team, yesterday cited evidence of economic weakness as the catalyst for an expected drop of 5% from the then current S&P500 level of 1351. But, in March, with the S&P500 at above 1400, Goldman's Chief Global Equity strategist Peter Oppenheimer made the case that stocks were historically cheap relative to bonds and the anticipated growth rate. Their report was titled “The Long Good Buy: the Case for Equities”. Abbey Joseph Cohen, Goldman’s well respected Senior Investment Strategist said yesterday, “With the global economy expected to expand 3.2 percent this year, "our intermediate and long-term view on U.S. equities is positive.” 

The perceived confusion and inconsistent positions of Goldman’s star fortune tellers is really not inconsistent---it describes the “normal” situation for investors----SHORT TERM RISK and LONG TERM OPPORTUNITY.   Stocks are cheap. Could they get cheaper?  Yes. Should you care?  Maybe not—as long as you are not cashing in all your investments next week or next year. Are you trading for short term profit or investing for long term gain and income to secure a comfortable 20” year retirement? It is hard to be a long term investor in a world dominated by media and speculators who are foolishly  obsessed with what might happen tomorrow or in the next few weeks.  Remember the quote, “When others are greedy, be fearful but when others are fearful—be greedy”. Sitting it out on the sidelines, being overly cautious just might not be as smart as you think.

This paper is for educational purposes and for the sake of discussion. It is not a sales presentation and not a recommendation or personal investment advice. Opinions provided are exclusively those of Wayne Strout and are not the opinions by any financial institution. All investing involves significant risk of loss and there is no proven method to eliminate that risk. No investment should be made without a complete due diligence process, fundamental analysis and a discussion with your personal financial advisor.

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